Online Publication of Carpe Data's Report on Digital Fraud
In a groundbreaking report, Carpe Data, a leading provider of data solutions for the insurance industry, has unveiled insights into the top locations, demographics, and tactics for insurance claims fraud in the United States. The 2025 Online Fraud Insights report, based on continuous monitoring of open injury claims across auto, workers' comp, general liability, and disability lines, offers valuable insights for insurers looking to combat fraud[1].
According to the report, the top locations for insurance claims fraud in the U.S. are areas characterized by strong legal support systems, dense populations, tourism hubs, economic challenges, and legal loopholes. These conditions create fertile ground for injury fraud, especially in claims related to auto, workers’ compensation, general liability, and disability insurance[1].
Demographically, the report focuses on injury claimants, particularly those who are younger, between 18-24, and vulnerable due to the complex interplay of economic hardship and legal environment[1].
The report also identifies the tactics for insurance claims fraud, which include leveraging contradictions found through extensive monitoring of open claims. Insurers use online channels like social media, local news, and public records to uncover inconsistencies or contradictory evidence indicative of fraud. The report highlights injury fraud as the most common type, with disability claims often cited as a major culprit[1].
In a significant development, Carpe Data has partnered with Duck Creek Technologies to integrate its ClaimsX and Minerva products into Duck Creek’s claims and underwriting platforms. This partnership aims to provide enhanced solutions for property and casualty (P&C) and general insurance[2].
Carpe Data's innovative claims solutions are already improving claims processing for Zurich, a leading global insurer. The collaboration between the two companies is aimed at enhancing claims processing efficiency and combating fraud[3].
The 2025 Online Fraud Insights report is a testament to Carpe Data's commitment to combating insurance fraud and providing actionable insights for the insurance industry. By leveraging advanced AI-driven fraud detection tools, Carpe Data's solutions can scale claim analysis to 100% and identify inconsistencies more efficiently compared to traditional methods[4].
In summary, the report provides valuable insights into the locations, demographics, and tactics for insurance claims fraud in the U.S. It underscores the importance of using advanced data analytics and AI-driven tools to combat fraud and ensure fair and efficient claims processing.
[1] Carpe Data’s 2025 Online Fraud Insights Report [2] Carpe Data and Duck Creek Technologies Partner to Enhance Solutions for P&C and General Insurance [3] Zurich Collaborates with Carpe Data to Enhance Claims Processing Efficiency and Combat Fraud [4] Carpe Data's AI-Powered Online Injury Alerts & Investigative Reports Help Carriers Spot Fraud Faster and Automate Key Aspects of the Claims Cycle
- By partnering with Duck Creek Technologies, Carpe Data hopes to underwrite claims more effectively, integrating ClaimsX and Minerva into Duck Creek's platforms to combat fraud in property and casualty (P&C) and general insurance.
- Leveraging advanced AI-driven fraud detection tools, Carpe Data's innovations have demonstrated significant improvements in claims processing for companies like Zurich, a global leader in insurance.
- In the field of finance and business, technology plays a crucial role in fraud detection, particularly in identifying inconsistencies in auto, workers’ compensation, general liability, and disability insurance claims, as detailed in Carpe Data's 2025 Online Fraud Insights report.
