Trump administration's affirmation towards cryptocurrencies marked by 'Crypto Week' event.
## U.S. Cryptocurrency Regulation Advances During Crypto Week (July 2025)
In a significant move towards establishing a comprehensive regulatory framework for digital assets, the U.S. House of Representatives made substantial progress during Crypto Week (July 14–18, 2025) in Washington, D.C. This week-long session, organised by the House of Representatives, marked a crucial step towards regulatory clarity for cryptocurrencies in the United States[1].
Three major bills were at the heart of the debate and were passed by the House: the CLARITY Act, the GENIUS Act, and the Anti-CBDC Surveillance Act[1]. These bills aim to provide clarity, establish regulatory boundaries, and ensure investor protection in the digital asset market[1].
## Major Legislative Proposals
The CLARITY Act, introduced by Representative French Hill, seeks to address the long-standing question of whether the Securities and Exchange Commission (SEC) or the Commodity Futures Trading Commission (CFTC) should regulate different types of cryptocurrencies[2]. The GENIUS Act, on the other hand, focuses specifically on stablecoins—digital assets pegged to traditional fiat currencies[3][4]. The Anti-CBDC Surveillance Act aims to restrict the development and use of a U.S. central bank digital currency (CBDC), reflecting concerns over privacy and potential government overreach[2].
### CLARITY Act (Digital Asset Market Structure Clarity Act)
The CLARITY Act aims to provide clear definitions, demarcate regulatory boundaries, and establish investor protections[1][2]. It draws on earlier proposals like the “Financial Innovation and Technology for the 21st Century Act,” and the Act passed the House on July 17, 2025, after a marathon voting session[2].
### GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins Act)
The GENIUS Act creates a dual regulatory framework, allowing both federally and state-approved entities to issue stablecoins, provided they meet baseline federal standards[3]. Key requirements include maintaining proper reserves, disclosing holdings, and adhering to anti-money laundering (AML) rules[3][4]. The GENIUS Act passed both the Senate and the House in July 2025 and awaits presidential signature[3].
### Anti-CBDC Surveillance Act
This bill aims to restrict the development and use of a U.S. central bank digital currency (CBDC), reflecting bipartisan concerns over privacy and the potential for government overreach[2]. It passed the House alongside the CLARITY and GENIUS Acts during Crypto Week[2].
## Policy Context and Industry Impact
The legislative push during Crypto Week represents a concerted effort to move the U.S. beyond regulatory uncertainty, which industry leaders argue has stifled innovation and driven investment overseas[1]. Clear rules are expected to attract institutional capital, protect consumers, and position the U.S. as a competitive hub for digital asset innovation[1]. Passage of these bills followed intense lobbying from the crypto industry, which has significantly increased its political spending in recent years[5].
The event reflects a shift from regulatory uncertainty to proactive policymaking in digital finance, and it is strategically coordinated under Donald Trump's crypto-friendly agenda[6]. Trump's stance on cryptocurrency regulation positions him as a key influencer shaping the future of finance, which could strengthen his political capital ahead of future campaigns[6].
For President Trump, Crypto Week represents an opportunity to solidify his image as a pro-business, innovation-friendly leader[6]. The event is expected to boost job creation and U.S. competitiveness in emerging financial technologies, aligning with Trump's broader agenda of deregulation[4].
Dante Disparte, head of global policy for stablecoin issuer Circle, states that the cryptocurrency industry has sought legitimization through regulation and proving real-world use cases[7]. Bitcoin has climbed past $120,000 in response to the announcement of Cryptocurrency Week[8]. If the bills pass the House, they will proceed to the Senate and, if enacted, require regulatory agencies to implement rules within the following year[8].
In conclusion, the U.S. is on the verge of enacting its first major crypto-specific regulations, with the CLARITY, GENIUS, and Anti-CBDC Surveillance Acts defining the future of digital asset oversight, stablecoin issuance, and CBDC policy[1][2][3]. These proposals aim to balance innovation with consumer protection and market stability, marking a historic shift in U.S. cryptocurrency policy.
Sources: 1. [CoinDesk](https://www.coindesk.com/policy/2025/07/14/us-house-financial-services-committee-kicks-off-crypto-week/) 2. [Bloomberg](https://www.bloomberg.com/news/articles/2025-07-17/u-s-congress-takes-steps-toward-regulating-cryptocurrencies) 3. [Cointelegraph](https://cointelegraph.com/news/us-house-passes-bipartisan-stablecoin-bill-genius-act) 4. [The Hill](https://thehill.com/policy/finance/568441-house-passes-bill-that-could-boost-cryptocurrency-industry) 5. [Politico](https://www.politico.com/newsletters/morning-money/2025/07/15/crypto-industry-pours-millions-into-lobbying-efforts-501844) 6. [Forbes](https://www.forbes.com/sites/jasonbrett/2025/07/17/trump-backed-crypto-week-begins-in-washington-dc/?sh=6a36d5112c57) 7. [Reuters](https://www.reuters.com/business/finance/us-crypto-industry-seeks-legitimacy-regulation-and-real-world-use-cases-2025-07-13/) 8. [CNBC](https://www.cnbc.com/2025/07/18/bitcoin-price-climbs-past-120000-as-crypto-bills-pass-u-s-house.html)
- The CLARITY Act, GENIUS Act, and Anti-CBDC Surveillance Act, which were passed by the U.S. House of Representatives during Crypto Week, represent significant steps in the regulation of technology within the financially innovative business sector, particularly in digital asset markets.
- These bills, aimed at clarifying regulatory boundaries, establishing investor protections, and ensuring stablecoin issuance comply with baseline standards, as well as restricting the development and use of a U.S. central bank digital currency, are anticipated to influence technology, politics, and general-news discussions surrounding the intersection of finance and technology in the United States.
